Direct Auto Insurance Programs

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Written By EricAdamson

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Direct Auto Insurance

There are emerging carriers, such as Direct Car Insurance that have some interesting programs which can save customers hundreds off their insurance bill. They offer a comprehensive guide to insurance, which helps customers that are uncertain about coverage options. Customers can make a purchase or renew their policy all online, at the companies award winning website.

Virtual Coverage Assistant

Most traditional insurers have agents, but the company offers the online purchase of auto and home insurance policies. They also have access to company agents if they need assistance or advice in purchasing any type of coverage that is offered.

This five-star service is called the Virtual Coverage Assistant. When customers call in, they will need to answer few basic questions. For example, where they live, their vehicle info, current insurer and what type of insurance they are looking for. Based on the answers, the virtual coverage assistant will list all the coverage policies available. It is not a complicated procedure, but a very effective way to provide a general overview of what you actually need from auto insurance.

Coverage Options  

The coverage options, as a general rule, have to comply with the rules of each state. Virtual coverage assistant takes that consideration into account, and it allows you to ask for free quotes after you see the results and recommendations. Most states require drivers to at least have bodily injury liability coverage, in addition to property damage liability and PIP, or personal injury protection.

The company provides those liability minimums at discounted rates. There are also more coverage options, such as comprehensive, medical payments, rental reimbursement, accidental death coverage, uninsured drivers, and towing, in most cases, Direct Car Insurance has what it takes to give you reliable protection at affordable prices, regardless of where you live.

To prevent massive expense following an accident, EPP (Emergency Protection Plans) is also available to cover different kinds of payments which are not actually covered by most standard insurance policies.

Discounts Can Save Customers Hundreds 

The company also offers various discounts for customers. Car insurance is not a cheap purchase, so the availability of discounts can greatly reduce the overall cost. One of the biggest discounts from Direct Auto Insurance is a military discount. This allows current and veteran personnel to save up to 25% off their overall premium.

There are also discounts for senior citizens, safe drivers (no tickets or accidents for the past 3 years) and good students. Apart from those generous offers for drivers, you may also save some money with the company if you are eligible for vehicle discounts. This includes big savings for low mileage drivers and if you have multiple vehicles insured.

The company has many different possible payment method options. This includes paying online using a debit or credit card, instant bank transfer, via text, PayPal and auto-payments. Once the payment information is entered, it is saved for future use, which makes paying monthly premiums fast and convenient.

You can also pay for the entire premium upfront and save about 2% or make installments. If you want to pay in cash, you can visit a local Direct Car Insurance office. Apply now for a free quote and save more on car and home insurance.